One of the most prudent investments a radiation oncologist can make is the purchase of an own occupation disability insurance policy. Insured radiation oncologists who become disabled still earn up to 60 percent of their income, even if they are able to practice in a different career field or medical specialty. Regardless of whether your radiation oncology practice focused primarily on curative or adjuvant therapy, palliative or therapeutic treatment, or any combination thereof, an own occupation individual disability insurance policy safeguards your future income and your ability to work in your chosen specialty.