This website is administered by the Physician’s Disability Insurance Agency LLC. The primary purpose of this website is to be a dynamic resource to help you obtain insurance products. We want you to feel secure when visiting our site and are committed to maintaining your privacy when doing so. The following provides an overview of how we protect your privacy during your visit.
Information is gathered in two ways: (1) indirectly (for example, through our site’s technology); and (2) directly (for example, when you provide information on various pages of our website). One example of information we collect indirectly is through our Internet access logs. When you access our website, your Internet address is automatically collected and is placed in our Internet access logs. We collect information directly from you in a number of ways, some of which we describe in this Privacy Statement. One way is through the use of cookies. Cookies are small files of information which save and retrieve information about your visit to our website – for example, how you entered our site, how you navigated through the site, and what information was of interest to you. The cookies we use identify you merely as a number. (If you are uncomfortable regarding cookies use, please keep in mind you can disable cookies on your computer by changing the settings in preferences or options menu in your browser.) We also collect information when you voluntarily submit it to us. Throughout our site, we provide the opportunity for you to submit information about yourself and your business so we can provide premium estimates for insurance coverage. It is completely up to you whether or not you want to provide the requested information to obtain an estimate.
We obtain information directly from you as is needed to provide estimates for insurance products. We use the indirect information to determine what is most effective about our site, to help us identify ways to improve it, and eventually, to determine how we can tailor our website to make it more effective. We may also use data for other purposes, which we would describe to you at the point we collect the information.
As a company that deals regularly with sensitive information, we understand your need for privacy. Your information may be forwarded to insurance companies to obtain premium indications. Most insurance companies have very strict policies on disclosure of this information and their ability to disclose this information may be restricted by Federal and State privacy laws. We will not sell individual information and will share it only with insurance companies, their representatives, agents, and brokers. By submitting information to us on our website, you agree that it will be forwarded to insurance companies, their representatives, agents, and brokers to obtain premium indications. We treat all information we receive as sensitive personal data.
You are entitled to know whether we hold information about you and, if we do, to have access to that information and require it to be corrected if it is inaccurate. You can do this by contacting us via our customer service department at 800.518.1190.
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