Disability insurance helps orthopedic surgeons safeguard their ability to earn future income. Individual policies can pay up to sixty percent of an orthopedic surgeon’s salary in the event of a disability. Furthermore, orthopedic surgeons who invest in an own occupation specific disability insurance policy also protect their ability to work in their chosen specialty, because the insured receives benefits even if he or she becomes disabled but can still work in another career or medical specialty. Explore your disability insurance options thoroughly. Invest in a policy from a company that will stand by you when you need it most.