Oncologists need to protect their most important asset: the ability to earn a future income. Investing in an individual disability insurance policy that continues to pay up to 60 percent of your salary in the event that you become disabled safeguards that income. Further, unlike most group disability insurance policies, an own occupation disability insurance policy allows the insured to receive benefits even if they are still able to work in another field or a specialty other than oncology. Oncologists are highly specialized and have invested a significant amount of time and money into their careers. Protect that investment.