Bariatric physicians and surgeons need to protect their ability to earn a future income. Investing in an individual disability insurance policy that continues to pay up to 60 percent of your salary in the event that you become ill or have an accident safeguards your biggest asset: income. Further, unlike most group disability insurance policies, an individual own occupation disability insurance policy allows bariatric physicians to receive insurance benefits even if they are able to work in another field or medical specialty. You have invested a significant amount of time and money into your career. Protect that investment.